Successful Retirement in a Year of High Interest Rates, High Inflation, and High Market Volatility – Presenter John Lau

2022 was the most difficult year for investors from a return and volatility standpoint. Multi-decade highs in inflation combined with historically aggressive Fed rate hikes and growing concerns about economic and earnings recessions to pressure both stocks and bonds. And the outlook for 2023 is no better: to kickstart the new year, Bloomberg News surveyed more than 500 calls from Wall Street’s army of strategists about the economic landscape ahead. And upbeat forecasts are hard to find, threatening fresh pain for investors who have just endured the great crash of 2022.

While we do not know for certain when recession will hit — or how long it will last — we know that it will stir up anxiety and fear. And that will trigger panic and rash decisions that could lead to big losses.

At this in-person workshop, CFP® professional John Lau will present the strategies that will empower you to weather any recession, and any personal financial hardships you may face outside of recessions.

At this workshop, John will discuss:

Strategies to bridge the retirement income gap

How to stay in cash while potentially yielding inflation beating yields

Tax planning at retirement – keeping more of what you make

How a comprehensive personal plan can help you focus on the big picture and reduce anxiety

John is a Principal and Managing Director at Robertson Stephens’ San Ramon and Burlingame offices in the San Francisco Bay Area. John and his team specialize in retirement distribution planning, serving clients in or near retirement. John’s team uses a total-solution approach to planning, including income tax reduction, estate conservation, portfolio management, and retirement distribution planning.

John is a firm believer in financial literacy. He was a co-chair of the California Society of CPA’s Financial Literacy Committee. He also founded Financial Aptitude Training (FiAT™), a Sec. 501(c)(3) non-profit organization teaching financial literacy to adults and teens in underserved communities.